The Integra Debit BusinessCard is a powerful tool that offers the convenience and control you need to take care of your business banking and purchasing needs, anytime, anywhere. It's the card that works better than checks or cash. You can use your Integra Debit BusinessCard to make interest-free purchases directly from your business checking account.

Doubles as your ATM card

This optional feature allows you easy access to your business checking account. You can check your balance or transfer funds. And if you or your employees need cash in a hurry, you have access to more than 900,000 ATMs worldwide.*

Increase your money management capabilities

With millions of acceptance locations, the Integra Debit BusinessCard greatly reduces your need for checks or petty cash. As an authorized signer, you can order up to 10 cards for your company. And each card has its own unique personal identification number.

Other money management controls:

• Get a receipt with every purchase to better keep track of spending.
• Set spending controls for employees.
• Reduce the need to use personal funds for business purchases.
• Receive detailed monthly bank statements for easy account reconciliation, expense reporting, and identification of tax deductions.
• Access MasterCard's "Smart Data Express" and other tools to help you organize, consolidate, analyze, and manage your card spending data.

You're covered with Zero Liability** protection

As a MasterCard cardholder, Integra won't hold you liable in the event of an unauthorized use of your Integra MasterCard. This coverage extends to purchases made in a store, over the telephone or online.

Zero Liability is provided under the following conditions:

• Your account is in good standing.
• You have exercised reasonable care in safeguarding your card.
• You have not reported two or more unauthorized events in the past 12 months.

Additional MasterCard enhancements

Purchase Assurance® and Extended Warranty

For items purchased with the Debit MasterCard BusinessCard, ninety days theft and damage protection on purchases and most manufacturers' U.S. warranties are doubled.

MasterCard Global Service®

Lost and stolen card reporting, emergency card replacement and emergency cash advances.

Master RoadAssist® Roadside Service

24-hour emergency roadside assistance.

Travel Services Medical Protection®

Medical expense coverage up to maximum benefit of $2,500 per person, per trip for costs relating to hospital admission or emergency care.

MasterTrip® Travel Assistance

Emergency cash, replacement of lost tickets and documents, and lost luggage assistance.

MasterLegal® Referral Service

Provides legal referral and bail bond assistance while cardholders are abroad.

MasterCoverage® Liability Protection Program

Provides liability protection against unauthorized employee charges up to $15,000 per card for businesses with 5 or more cards. (Businesses with 2-4 cards are protected up to $5,000 per card.)

MasterRental® Insurance Coverage

Provides full-value-primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to 31 consecutive days.

MasterCard® VAT (Value Added Tax) Reclaim Service

The VAT Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.

Benefits provided directly by MasterCard®, terms and conditions may apply.

*Business deposits cannot be made at ATMs.

**Zero liability shall not apply to cards issued to an entity other than a natural person or primarily for business, commercial, or agricultural purposes, except that the Rule apply to the card programs for small business described on www.mastercardbusiness.com or if a PIN is used the Cardholder verification method for unauthorized transaction(s).