We understand that every business needs the flexibility to have an adequate amount of cash on-hand for day-to-day operations of running your business. The excess funds can be helping your business earn until it is needed. Integra offers various savings and investment options to consider.
High Performance Business Savings Account
Ideal for all types of business customers, this account offers interest-earning potential with tiered rates based on account balances to allow your interest to increase as your balances grow.
| Minimum to open: | $25 |
| Monthly service fee: | Free |
| Interest rate tiers: | $0.01-$999.99 |
| $1,000-$9,999.99 | |
| $10,000-$24,999.99 | |
| $25,000 and up | |
| Access: | With use of DebitCard or ATM Card at Point-of-Sale or ATM, or in person at banking center. |
| Online Banking: | Easy to use 24/7 online access through BankAnytime (for Small Businesses) or BankNet. |
| Limitations: | Limit of six transfers per monthly statement period, of which no more than three may be by check or similar order payable to a third party. |
Business Money Market Account
This account offers interest-earning potential with tiered rates based on account balances to allow your interest to increase as your balances grow.
| Minimum to open: | $2,500 |
| Monthly service fee: | $0 with minimum daily collected balance of $2,500; otherwise $10. |
| Interest rate tiers: | $0.01-$9,999.99 |
| $10,000-$24,999.99 | |
| $25,000-$49,999.99 | |
| $50,000 and up | |
| Access: | With use of DebitCard or ATM Card at Point-of-Sale or ATM, or in person at banking center. |
| Online Banking: | Easy to use 24/7 online access through BankAnytime (for Small Businesses) or BankNet. |
| Limitations: | Limit of six transfers per monthly statement period, of which no more than three may be by check or similar order payable to a third party. |
Business Money Fund Account
This account offers higher interest-earning potential with tiered rates. Perfect for sole proprietorship, government entity, public funds, partnership, corporation and not-for-profit organizations.
| Minimum to open: | $10,000 |
| Monthly service fee: | $0 with minimum daily collected balance of $25,000; otherwise $50. |
| Interest rate tiers: | $25,000-$99,999.99 |
| $100,000-$299,999.99 | |
| $300,000-$999,999.99 | |
| $1,000,000 and up | |
| Access: | By check or in person at banking center. |
| Online Banking: | Easy to use 24/7 online access through BankAnytime (for Small Businesses) or BankNet. |
| Limitations: | Limit of six transfers per monthly statement period, of which no more than three may be by check or similar order payable to a third party. |
Certificates of Deposit
An Integra CD can serve a variety of short and long-term business strategies. Choose from a variety of terms based on your future business use.
| Minimum to open: | $500 |
| Monthly service fee: | $0 |
| Terms | From 91 days to 120 months |
| Access: | No access prior to end of term. If any principal is withdrawn prior to the maturity date, an interest penalty may be imposed. |
| Interest | Generally earns higher rates than other savings products. |
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