Cash Concentration

Manage your funds more efficiently by centralizing them in an Integra Bank account. If you have multiple locations depositing funds into a variety of banks, Cash Concentration can be extremely effective in centralizing your payables process.

Vendor Payments

Utilize Integra's BankNet online service to transfer funds from your account to vendor accounts. In addition to the payment amount, detailed payment information can also be transmitted electronically with the payment (i.e. invoice number(s), discount information, etc.).

Employee Direct Deposit

Using Integra's BankNet online service, you can deposit payroll funds directly into employees' checking or savings accounts and minimize you're costs of creating paper checks. Direct Deposit may also be used for expense reimbursement, stockholder distributions, federal tax payments and vendor payments.

State and Federal Tax Payments

BankNet ACH supports your electronic payment of state and federal taxes with easy-to-use templates.

Preauthorized Consumer Credits

Reduce the time and cost of processing recurring payments by setting up preauthorized credits. Using the ACH Network, electronically debit your commercial checking account and set up instructions to credit the receivers' accounts.

Wires

Through Integra's BankNet online service, you can initiate wire transfers to transfer funds around the world. Multiple origination options, including domestic and international transfers, and real-time reporting make this secure service a popular feature of BankNet. Integra also offers wire transfer services at any Integra Banking Center.

Positive Pay

Integra's Positive Pay service is designed to help you detect and prevent check fraud. The positive pay service assures that only the checks you authorize will be paid and offers greater control over disbursement activity. Customers using Positive Pay provide Integra with a "check issue report" of all checks written; each day when checks are presented to the bank, a comparison is made to the check issue report. Your company is then notified of any checks presented to the bank that are not found on the check issue report. You instruct the bank whether to pay or return the checks.