More than just free checking. It's Absolutely the best Free Checking you'll find.

If you have direct deposit or an automatic loan payment plan with us, then VIP Free Checking with Interest is for you. Earn competitive interest with unlimited check writing, no monthly service charges and no minimum balance - all in a FREE account.

Direct Deposit

Today, as many as 145 million Americans use Direct Deposit to receive their pay or government benefits. These deposits arrive and are made available to you more quickly than paper checks, and can be automatically divided among different accounts based on your direction. Other benefits include the elimination of lost or stolen checks, your deposit is made even if you are sick or out of town, and the faster deposit could save you from bouncing a check. Sign up today at Integra.

More than just free checking. It's Absolutely the best Free Checking you'll find.
More than just free checking. It's Absolutely the best Free Checking you'll find.

Pays Competitive Interest

With VIP Free Checking, you'll earn interest on every dollar. To maximize your interest earning potential, you may consider keeping a limited amount of funds in your checking account to cover your monthly expenses while keeping your excessive funds in a higher earning account, such as an Integra Savings or Money Market. Your balance in a Savings or Money Market can also be easily managed (transferring funds between accounts) at no cost with BankAnytime.

No Integra ATM Fees

Enjoy ATM usage around the world and pay no Integra ATM fee.* That's right. Integra will waive its ATM fee, up to five (5) times per month, for VIP Free Checking account holders. To avoid the ATM fees charged by other banks, always look for an Integra Bank ATM first. Using an Integra ATM, you know you will not be charged an ATM fee. When using another financial institution's ATM, remember you are subject to their fee, which is posted at the ATM.

More than just free checking. It's Absolutely the best Free Checking you'll find.
More than just free checking. It's Absolutely the best Free Checking you'll find.

RewardMe! DebitCard

Make everyday a payday when you shop using your Integra DebitCard. Earn cash rewards of up to 25% on selected purchases from over 750 local, national and online participating retailers. Your cash rewards are credited directly to your checking account so there is No Paperwork! No Points! No Hassle!

More than just free checking. It's Absolutely the best Free Checking you'll find.

Free BankAnytime Access

BankAnytime gives you the flexibility to perform your banking and bill paying functions 24 hours a day from nearly anywhere. Not many online services can deliver this much performance, but BankAnytime™ can because it allows you to access your accounts through the Internet, telephone and ATMs.

More than just free checking. It's Absolutely the best Free Checking you'll find.

Free Image Statements

We'll help you stay organized with our Image Statements. Each month, you'll receive with your statement a set of images of your cashed checks in numerical order on standard three-hole punched paper - ready to store in any 3-ring binder. If you need to look up a past check, just grab your binder and flip through the mini pictures of your cashed checks. It's a breeze.

More than just free checking. It's Absolutely the best Free Checking you'll find.

Free Gift + $25

If you were waiting to switch to Integra after you used up that last box of checks - wait no longer. Just bring in those unused checks and we'll buy them from you. With any new Integra checking account, earn up to $25** toward the purchase of your new personalized checks. In addition, we have a great gift just to say "thank you" for opening a new checking account with us.

Earn bigger gifts when you tell your friends about our great checking accounts. Learn more.

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  • 1-800-467-1928

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Member FDIC. Minimum opening deposit is only $50. Bank rules and regulations apply. One free gift is provided at time of account opening. *Integra Bank ATM fee will be waived, but you may be subject to a fee from the financial institution that owns the ATM you use. **We will pay you $2.00 for each pad of checks and ATM/debit card brought in from your old bank up to $25, when you open any new personal checking account.