Calculators
Calculators

Preparing to Finance Your Auto Purchase

Buying a new car is exciting. You will probably drive several cars to find the one you want and ultimately drive home with a sense of pride and satisfaction. But the process of buying can be stressful with the pressure of dealing with the sales person and handling all the financial aspects of the actual purchase and financing.

Getting Your Financial Thoughts In Order

The final cost of your car will depend on the price you pay and the financing you use. Your choice of car and your negotiating skills will determine the price. Assuming that you use an auto loan to pay for the car, the variables are the car's price, your down payment, the rate on the loan and the length of the loan. Here are a couple of calculators that you can use to analyze your situation.

Car Affordability Calculator
Affordable monthly payment
$ 		Anticipated down payment
$
Interest Rates at different loan lengths Car price you can comfortably finance
36 months
%		 Total
48 months
%		 Total
60 months
%		 Total

Assessing Your Current Financing Situation
Anticipated cost of the car
$ 		Anticipated down payment
$
Interest rate on anticipated loan
%		 Length of loan
months
Financing with your anticipated down payment
Loan amount
Monthly payments
Total payments
Total interest

Analyzing Different Options
Cost of the car $
Down payments $ $ $
Length of the loan in months
Interest rate % % %
Loan amount
Monthly payment
Total Payments
Total interest

Save to increase your down payment
Amount you want to save $
Interest rate you expect to earn %
How many months to save
Monthly savings needed

This calculator is to be used for estimation purposes only. The financial institution is not responsible for its accuracy and the results are not guaranteed.

Start Saving Today Automatic

There is no easier way to save than with an automatic transfer from your Integra Checking account into your Savings account each pay period.

This allows a set amount of money to move into your Savings Account each month without you having to remember to do it. Over time, your Savings balance will build to a large nest egg.

You can set up your recurring automatic transfer through your Integra's BankAnytime online banking service. It's easy to set up, and BankAnytime offers many other convenient features.

You may also set up your recurring automatic transfer at any Integra Banking Center. If you have any questions, please call an IntegraCare representative at 1-800-467-1928.

Integra uses reasonable care in creating and maintaining the information contained in the Learning Center. Integra makes no representations or warranties as to the accuracy, reliability or content of any information provided. In no event, shall Integra be liable for loss of business or profits, or for any indirect, incidental or consequential damages arising from use of this information. Information available in the Learning Center has been obtained through an agreement with Financial Wisdom Marketing Services, Inc.