Reduce Your Car Payments By Saving Now for a Larger Down Payment

If you are planning to buy a car, you can reduce your monthly payments by increasing your down payment. Increase your down payment with an automatic savings plan.

Sample monthly loan payments for a $30,000 car.(Assumes a 7% interest rate.)

Increasing Your Down Payment Reduces Your Month Loan Payment

The larger your down payment, the lower your monthly payments. You may already have some funds you intend to use for the down payment. Here is a simple calculator to help you determine how additional saving can reduce your payments.

Interest is compounded monthly. This calculator is to be used for estimation purposes only. The financial institution is not responsible for its accuracy and the results are not guaranteed.

Saving is Easier with an Automatic Savings Plan

Decide how much you want to save and over what period. Then find out how much you need to put aside each month to have the larger down payment you want.

Interest is compounded monthly. This calculator is to be used for estimation purposes only. The financial institution is not responsible for its accuracy and the results are not guaranteed.

Start Saving Today Automatic

There is no easier way to save than with an automatic transfer from your Integra Checking account into your Savings account each pay period.

This allows a set amount of money to move into your Savings Account each month without you having to remember to do it. Over time, your Savings balance will build to a large nest egg.

You can set up your recurring automatic transfer through your Integra's BankAnytime online banking service. It's easy to set up, and BankAnytime offers many other convenient features.

You may also set up your recurring automatic transfer at any Integra Banking Center. If you have any questions, please call an IntegraCare representative at 1-800-467-1928.