Lock in your home equity rate at .50% below Prime with Integra's PrimeLock and save yourself from the cost of rising rates.
Looking to save yourself from rising interest rates? Guarantee your rate with Integra's "PrimeLock" HomeLine (Home Equity Line of Credit). This may be the right type of financing for you if you want access to your money over time, for expenses like ongoing home improvements or tuition payments but want the stability of knowing your interest rate will not change.
Integra's "PrimeLock" HomeLine locks your interest rate for the life of the line. This saves you money by paying less interest when interest rates are climbing.
This revolving line of credit allows you to borrow up to 100% of your home's equity and gives you flexible access to your money. When you need to access your line of credit, you can simply write a check, or use your Integra MasterCard® HomeCard to pay for purchases or get cash from ATMs.
Features of Integra's "PrimeLock" HomeLine
- No closing costs
- Ongoing access to your money over time
- Interest rate fixed for life of line
- No annual fee the first year
- Easy access to your line with your Integra MasterCard® HomeCard or by simply writing a check.
- Tax deductibility of interest
- "Interest-only" minimum payments
- Up to 100% loan-to-value financing
An Equal Housing Lender. Rate accurate as of 12/11/2007. Rate subject to change. Rate based on a loan-to-value (LTV) of 80% or less and our standard credit policy guidelines. Your APR may be higher based on credit factors and for LTV higher than 80%. The rate and APR will be fixed for the entire ten (10) year term of the credit line and based on Wall Street Prime Rate as of the date the credit line is opened. $50 annual fee waived the first year. Property insurance required. For new accounts of $10,000 or more, Integra refinances are not eligible.